At the core of Lane3 is the Tokenized Loan Obligation (TLO) – a blockchain-based representation of a real estate loan. This technology introduces benefits that legacy systems can’t match:
- Transparency – Real-time tracking of loan performance and project milestones.
- Liquidity & Leverage – TLOs can be sold on approved secondary markets for flexibility and optionality, and can also be leveraged to enhance portfolio strategies or access additional liquidity.
- Alignment – Real Estate Developers earn token rewards for timely repayment, creating shared incentives for success.
For investors, this means stable, fixed returns (typically 6–9% annually) backed by real assets – while supporting projects that strengthen communities. For developers, it means capital without the red tape. And for real estate professionals seeking their first entry into Web3, Lane3 provides a clear, compliant, and practical pathway.
The Founding Team
Lane3 is built by a team that bridges institutional finance and decentralized innovation:
Elizabeth Kukka (California)
A decade in venture and eight years in Web3, with deep experience bringing highly regulated products to market nationally and globally. Her leadership roles include ChainSafe Systems, Ethereum Classic Labs, and Digital Finance Group.
Robert (Bob) Guzman (New Jersey)
A veteran of institutional finance with a tremendous background in fixed income at BlackRock and Merrill Lynch. Bob brings expertise in portfolio management, credit risk, and capital markets – ensuring Lane3 meets the standards of global investors.
Elizabeth Cusma (Cleveland, Ohio)
A connector and strategist deeply embedded in the Web3 community, impact networks, and nonprofits nationwide. She focuses on partnerships that scale Lane3’s reach and amplify its mission-driven goals.
Together, this team is building a platform that speaks two languages: the precision of traditional finance and the innovation of blockchain.
Why Lane3 and Why Now?
Lane3 already has a pipeline exceeding $30 million in projects and growing. These include affordable housing, mixed-use developments, and community revitalization projects across the U.S. Every project represents an opportunity for investors to earn yield while creating measurable social impact.
Ready to Be Part of What’s Next?
If you’re an impact-driven developer seeking smarter capital, an investor looking for yield with purpose, or a real estate professional ready to take your first step into Web3, now is the time to get involved.
Reach out today to schedule a demo or discuss investment opportunities: liz@lane3.xyz
Lane3 is more than a platform, it’s a new financial model for a world that values impact, innovation, and inclusion. Together, we can transform how money moves and who benefits.
